The impact of missing just a few of the market’s best days can be profound. Staying invested and focused on the long term helps ensure that you’re in a position to capture what the market has to offer.
Negative performance of fixed income is frustrating, but not unprecedented. Short-term negative returns occur more frequently than you may realize. However, through a longer-term perspective, down periods don’t seem as daunting.
This isn’t the first time in history that we’ve seen geopolitical events impact oil supply and prices at a global level. Understand the range of possible outcomes for your portfolio, create a plan tailored to your goals, and stay true to your investment philosophy.
While any negative performance can be difficult, negative fixed income returns can feel particularly shocking. No one can predict what will happen moving forward but having a plan you can stick with may help in short‐term periods of volatility.
If you somehow made it through 2021 without thinking about crypto, after this year’s Superbowl, there’s no hiding from it.
When most people think of retirement planning, they only consider building up a “nest egg” that will be big enough to last a lifetime. That is certainly part of it, but one of the most important aspects of preparing for retirement is the qualitative soft side of the plan.